We have been in operation since 1997 and our team collectively possesses decades of knowledge, skills, and experience.

Group benefit schemes contribute to the welfare and efficiency of an organisation and their employees through Pension and Provident Funds. These funds can be structured in a variety of ways to meet the requirements of each Employer.

Working through a group fund, Employers are able to provide a foundation to their Employees for planning for their retirement and in most cases provide a fixed amount of life and disability cover.

A DSA Advisor can work with you as an Employer to tailor make a fund that suites your Company and Employees needs and guide you through the complexities and technicalities of implementing such a fund.

SOME OF THE BENEFITS TO THE EMPLOYER

• Retain your valuable employee
  Employee benefits minimize the risk of losing valuable employees. You can be assured of keeping your employees and being able to offer an attractive, competitive package to new employees.

• Peace of mind
  The responsibilities of the employer in respect of his employees at retirement and unforeseen death or disablement are automatically reduced as this is now taken care of by a tailor-made specialist fund.

• Transferable benefits
  The accumulated benefits of members are transferable between employers, or to another approved fund.

• Ease of payment
  Contributions are payable monthly in arrears, and to make life easier for you, these can be done by debit order.

SOME OF THE BENEFITS FOR THE EMPLOYEE

• Retirement Benefit
  Provident Fund - At retirement, at any age between 55 and 70, the member will receive the equitable share (net contributions plus interest and growth) in the fund as a lump sum or, if preferred, a portion or the full value paid by means of a monthly income.
  Pension Fund - At retirement, at any age between 55 and 70, the member will receive a maximum of One Third of the equitable share in the fund as a lump sum or, if preferred, a portion or the full value paid by means of a monthly income.

• Resignation Benefit
  Upon termination of employment the member's risk benefits, i.e. death, disability and funeral cover, will cease. The member is entitled to the equitable share in the fund (Nett contributions plus interest) and this benefit can be taken in cash or it can be transferred to a Preservation Fund or a Retirement Annuity. Alternatively the equitable share can be transferred to another fund offered by the new employer.

• Death Benefits
  In the event of death before retirement, the member's dependents and/or beneficiaries will receive a cash benefit. The cash benefit will consist of the death and funeral cover offered by the chosen plan as well as the equitable share in the fund (Nett contributions plus interest).

• Total and permanent disability
  Should your employee become permanently disabled before retirement, he/she will receive a cash benefit equal to the total of the disability cover offered by the chosen plan on approval of the claim by the insurer as well as the equitable share in the fund .